Terms of Use

Every effort has been made to accurately represent our product and its potential. The testimonials and examples used are exceptional results, they don’t apply to the average purchaser and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation. As with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that you will earn any money.

Terms of Use-Important! These terms of service (TOS) govern your use of this site which is provided by our company. By accessing this site, you are indicating your acknowledgement and acceptance of these terms of use. These terms of use are subject to change by our company at any time at its discretion. Your use of this site after such changes are implemented constitutes your acknowledgement and acceptance of the changes. Please consult these terms (TOS) regularly.

Access To This Site- You must be eighteen (18) years of age or older to access this web site. If you are under eighteen years of age, you are NOT permitted to access this web site for any reason. Due to the age restrictions for the use of this web site, no information obtained by this web site falls within the Child Online Privacy Act (COPA) and is NOT monitored for doing so.

To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all information you provide on this site will be correct, current and complete. If Cyber-Dating Expert LLC(the “Company”) and The Perils of Cyber-Dating (the “Book”) believes the information you provided is not correct, current or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time without notice.

Restrictions on Use-You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without Company’s express prior written consent. You may not (and may not authorize any other party to) co-brand this site, frame this site, hyper-link to this site without the prior express written permission of an authorized representative of our Company and The Book For purposes of these Terms Of Use, co-branding means to display a name, logo, trademark or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with Company and The Book in causing any unauthorized co-branding, framing or hyper-linking material immediately to cease.

Proprietary Information-The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed or controlled by Company and/or The Book is the proprietary information of Company and/or The Book or the party that provided the Content to Company and/or The Book, and Company and/or The Book or the party that provided the Content to Company and/or The Book retains all right, title and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted or transmitted in any way without the prior written consent of Company and/or The Book, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or the use of the Content except as expressly provided in these Terms of Use violates Company’s and/or The Book’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

Hyper-Links-This site may be hyper-linked to other sites which are not maintained by, or related to our Company. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or Company and/or The Book. Company/and or The Book, has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk, and Company and/or The Book makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third party site does not necessarily imply endorsement by Company and/or The Book of that site.

Disclaimer-You understand that Company and/or The Book cannot and does not guarantee or warrant that the files available for downloading from the Internet will be free of viruses, worms, Trojan Horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our company and/or The Book does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices, provided by Company and/or The Book. Investors, borrowers and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own Professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

Your use of this site is at your own risk. The Content is provided “as is” and without any warranties of any kind, either expressed or implied. Company and/or The Book disclaims all warranties, including any implied warranties or merchantability, fitness for a particular purpose, title, or non-infringement. Company and/or The Book does not warrant that the functions or content contained in this site will be uninterrupted or error-free. That defects will be corrected or that this site or the server that makes it available are free of viruses, or other harmful components, our Company and/or The Book does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise.

The content may include technical inaccuracies or typographical errors and Company and/or The Book may make changes or improvements at any time. You and not Company and/or The Book assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this site or its content. Company and/or The Book makes no warranties that your use of the content will not infringe the rights of others and assumes no liability or responsibility for errors or omissions in such content.

All the information in this site, whether historical in nature or forward-looking speaks only as of the date the information is posted on this site, and Company and/or The Book does not undertake any obligations to update such information after it is posted or remove such information from this site if it is not, or is no longer, accurate or complete.

Limitation on Liability-Company, its subsidiaries, licensors, service providers, content providers, employees, agents, officers and directors will not be liable for any incidental, direct, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if Company and/or The Book has been advised of the possibility of such damages. In no event will the collective liability of the company and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers and directors, to any party (regardless of the form of action, whether in contract, tort or otherwise) exceed the greater of 4100.00 or the amount you have paid to Company and/or The Book for the applicable content, product or service out of which the liability arose.

Indemnity-You will indemnify and hold Company and/or The Book, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these Terms of Use by you, including any use of the Content other than as expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.

Trademarks-Trademarks, service marks, and logos appearing in this site are the property of Company and/or The Book or the party that provided the trademarks, service marks and logos to Company and/or The Book. Company and/or The Book and any party that provided trademarks, service marks and logos to Company and/or The Book retain all rights with respect to any of their respective trademarks, service marks and logos appearing in this site.

Information You Provide-You may not post, send, publish or transmit in connection with this site any material that:

  • You do not have the right to post, including proprietary material of any third party
  • Advocates illegal activity or discusses an intent to commit an illegal act
  • Is vulgar, obscene, pornographic or indecent
  • Does not pertain directly to this site
  • Threatens or abuses others, libels, defames, invades privacy, stalks, is racist, abusive, threatening, harassing or offensive
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  • Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise
  • Infringes on intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity
  • Violates any law or may be considered to violate any law
  • Impersonates or misrepresents your connection o any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content
  • Advertises any commercial endeavor (e.g. offering for sale products or services) or otherwise engages in any commercial activity (e.g. conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site
  • Solicits funds, advertisers or sponsors
  • Includes programs which contain viruses, worms and/or Trojan Horses or any other computer code, files, or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications.
  • Disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site, includes MP3 format files
  • Amounts to a “Pyramid” or similar scheme
  • Disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site or
  • Contains hyper-links to other sites that contain content that falls within the descriptions set forth above

Although under no obligation to do so, Company and/or The Book reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well as the right to remove or refuse any information for any reason. Not with standing these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither Company and/or The Book nor any third party that provides Content to Company and/or The Book will assume or have any liability for any action or inaction by Company and/or The Book or such third party with respect to any submission

Security-Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Company and/or The Book will be entitled to monitor your password and at its discretion, require you to change it. If you use a password that Company considers insecure, Company and/or The Book will be entitled to require the password be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g. password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Company and/or The Book reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Company and/or The Book reserves the right to investigate suspected violations of these Terms of Use.

Company and/or The Book reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing Company and/or The Book to disclose the identity of anyone posting email messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

By accepting this agreement you waive and hold harmless Company and/or The Book from any claims resulting from any action taken by Company and/or The Book during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either (Company) or law enforcement authorities.

Miscellaneous-These Terms of Use will be governed and interpreted pursuant to the laws of California, United States of America, notwithstanding any principles of conflicts of law. You specifically, consent to personal jurisdiction in California in connection with any dispute between you and Company arising out of these Terms of Use or pertaining to the subject matter hereof. The parties to the Terms of Use each agree that the exclusive venue for any dispute between the parties arising out of these Terms of Use or pertaining to the subject matter of these Terms of Use will be in the state and federal courts in Los Angeles, California. If any part of these Terms of Use is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms of Use constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company and/or The Book may revise these Terms of Use at any time by updating this posting.

Privacy Policy

Welcome to The Perils of Cyber-Dating Site – www.perilsofcyberdating.com (the “Site”)

We understand that privacy online is important to the users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (‘Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by Cyber-Dating Expert and The Perils of Cyber-Dating (collectively, “Services”) (“Authorized Customers’).

Personally Identifiable Information refers to any information that identifies or can be used to identify, contact or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally identifiable information does not include information that is collected anonymously (that is without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information is collected? We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized customers, the names, addresses, phone numbers and email addresses of Authorized Customers, the nature of the size of the business, and the nature and the size of the advertising inventory that the Authorized Customer intends to purchase or sell.

What organizations are collecting the information? In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How does the Site use Personally Identifiable Information? We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.

With whom may the information be shared? Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.

How is the Personally Identifiable Information stored? Personally Identifiable Information collected by Cyberdatingexpert.com and the PerilsofCyberdting.com is securely stored and is not accessible to third parties or employees of Cyber-Dating Expert and The Perils of Cyber-Dating except for use as indicated above.

What choices are available to Visitors regarding collection, use and distribution of the information? Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at:

Are Cookies used on the Site? Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.

How does Cyber-Dating Expert and the Perils of Cyber-Dating use login information? Cyberdatingexpert.com and perilsofcyberdating.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.

What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site? Cyber-Dating Expert, LLC and The Perils of Cyberdating has entered into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.

How does the Site keep Personally Identifiable Information secure? All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.

How can Visitors correct any inaccuracies in Personally Identifiable Information? Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at

Can a Visitor delete or deactivate Personally Identifiable Information collected by the site? We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

What happens if the Privacy Policy changes? We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

Please Note: This Site is NOT directed at children. Visitors and Authorized Customers are required to be eighteen (18) years or older.

Links: This web site (Site) contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

Legal Disclaimer

The information contained on this website is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions, inaccuracies in information contained on this website. The information provided is for informational purposes only. Accordingly, the information on this website is provided with the understanding that the authors, Cyber-Dating Expert, LLC, CyberDatingExpert.com, Perils of Cyber-dating, perilsofcyberdating.com and Julie Spira are not engaged in rendering legal, accounting, tax or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. You should also be aware of any laws which govern business transactions or business practices in your country and state.

While we have made every effort to ensure that the information on this website has been obtained from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on this website is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability and fitness for a particular purpose. In no event is CyberDatingExpert.com. perilsofcyberdating.com and/or Julie Spira, related partnerships or corporations, or the partners, agents or employees thereof liable to you or anyone else for any decision made or any action taken in reliance on the information on this website or for any consequential, special or similar damages, even if advised of the possibility of such damages.

There may be certain links on this website which may connect to other documents or websites maintained by third parties over whom CyberDatingExpert.com, PerilsofCyberDating.com, and Julie Spira have no control. We make no representations as to the accuracy or any other aspect of information contained in other documents. We make no representations that you will make any money and we require that you be eighteen years or older to view the website. By viewing the website you are agreeing to the terms stated above.

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